Important Update: As part of our response to the 2017 cybersecurity incident, Equifax® offered all U.S. consumers identity theft protection and credit report monitoring free for one year, with TrustedID® Premier. The enrollment period for TrustedID Premier ended January 31, 2018. See What Can I Do? below for more information.
What Can I Do?
Here are some of your options:
1. Locking your Equifax credit file will prevent access to it by certain third parties. Locking your Equifax credit file will not prevent access to your credit file at any other credit reporting agency. Entities that may still have access to your Equifax credit file include: companies like Equifax Global Consumer Solutions which provide you with access to your credit report or credit score, or monitor your credit file; federal, state, and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.